Buyers Services

Buying a home, the real estate transaction process can seem overwhelming and confusing.

Why do you want to buy? Are you tired of paying rent? First time buyer? Looking for a second home on the waterfront? Possibly looking for that hunting camp with larger acreage. Maybe you are looking to downsize or even find a larger home? Are you moving due to job relocation?

Home buyers are depending on an agent to give them good advice, realistic options, and honesty most of all. Establishing trust is our chief priority among our jobs as a qualified real estate agent. Part of building that trust begins from the moment perspective homebuyers visit our office or website. Giving a potential homebuyer the information, they need to determine the location in North Eastern Michigan for their family is priceless.

Process step by step:

1: An agreement is a legal arrangement between a potential purchaser and the property’s seller. A deposit will be held in escrow.
2: A title company will be selected as a closing agent. Researching the complete history of the property to ensure a free and clear title by the date of closing.
3: Consulting an attorney or tax advisor on the best way to decide how to hold title. There are several different methods of holding title of which have different legal, estate and tax implications. This is especially important when selling or upon death of the title holder.
4: When your offer is accepted by the seller, you will need to have a licensed property inspector inspect the property within the time frame that was agreed upon in the effective contract to purchase.
5: If the agreement is conditional upon financing, then you will be working with your lender, and they will then have the property appraised by a licensed appraiser determining the value of the real estate.
6. You will be required by your lender to purchase a certain amount of insurance on the property.
7: Getting ready to close your loan. This is the step where the house becomes yours officially, you are a homeowner.

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